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Consolidate Credit Card Debts

Despite their best efforts, millions of Americans struggle with mounting bills. Unfortunately, credit cards only provide a temporary solution. And paying only the minimum monthly payments just increases your debt! But what if there were a safe and convenient way to meet your financial obligations and become debt-free? When you consolidate credit card debt, you only have to pay one simple monthly payment!

Debt settlement (or "debt negotiation") is one of the most cost-effective options for eliminating unsecured debt, such as rent, personal loans, or medical, legal, or utility bills. Sticking to your payment schedule enables you to settle your outstanding balance. Consolidating credit card debt also helps you to avoid bankruptcy, and may spare you from growing interest rates, as well.

At GHS Debt Solutions, our financial counselors are very experienced in establishing debt settlement programs for our clients. Our negotiators will explore you and your family's specific financial situation, analyzing all of your creditors on a case-by-case basis.

Once you enroll:


  • We contact all of your creditors, informing them that we're representing you. Typically, our counselors persuade creditors to reduce their balances by an estimated 40-60%!
  • We present you with their offers, combined into one manageable monthly amount
  • You sign off
  • We instruct you where to forward the funds
  • Once the debt is paid, you're absolved of all obligations forever!

Our Customer Service Representatives are always available to address any questions and concerns about your debt settlement program, or credit card debt consolidation, in general.And, we'll educate you and your family about how to stay debt-free!

GHS Solutions' negotiators are all licensed with the International Association of Professional Debt Arbitrators. Additionally, GHS Solutions is a member of The Association Of Settlement Companies. As such, we abide by all of their strict standards for the settlement industry.

 
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